Independent Mortgage Advisers

Your Gateway to
the Right Mortgage

Expert, whole-of-market mortgage advice from our Witney office – helping families across Oxfordshire secure the best deals since day one.

500+
Mortgages Arranged
98%
Client Satisfaction
100+
Lenders on Panel
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Your mortgage is secured on your property. Your home may be repossessed if you do not keep up repayments.

FCA Regulated
Whole of Market Access
5-Star Google Reviews
Free Initial Consultation
Based in Witney, Oxfordshire

Mortgage & Financial Services

Whether you're buying your first home or expanding a property portfolio, we have the expertise and lender relationships to find the right solution.

First-Time Buyers

We guide first-time buyers through every step – from understanding affordability to exchanging keys – making the process clear and stress-free.

Enquire now

Remortgages

Coming to the end of your fixed rate? We search 100+ lenders to find you a better deal, handling all the paperwork on your behalf.

Enquire now

Buy to Let

Specialist buy-to-let mortgage advice for landlords – whether you're purchasing your first rental property or growing an existing portfolio.

Enquire now

Moving Home

Upsizing, downsizing or relocating to Oxfordshire? We make sure your mortgage move is as smooth as the move itself.

Enquire now

Life & Critical Illness Cover

Protect your home and your family. We advise on life insurance, critical illness cover, and income protection to give you total peace of mind.

Get protected

Equity Release

Access the wealth tied up in your home with expert equity release advice for homeowners aged 55+. We help you understand all your options.

Learn more

Local Experts,
Exceptional Advice

We're an independent, whole-of-market broker based right here in Witney. That means we work for you – not the banks.

01
Whole-of-Market Access

We search over 100 lenders including high street banks, building societies and specialist lenders to find you the most competitive deal.

02
Personal, Local Service

Based in Witney, we meet clients face-to-face across Oxfordshire – Oxford, Carterton, Burford, Faringdon and beyond. Real advice from real people.

03
FCA Regulated & Qualified

Fully authorised and regulated by the Financial Conduct Authority. Your advice and your data are always safe in our hands.

04
No Obligation First Meeting

We offer a completely free, no-pressure initial consultation – by phone, video or in person – so you can explore your options with confidence.

"Gateway Mortgages made buying our first home an absolute pleasure. They explained everything clearly, found us a fantastic rate and were on hand throughout. Couldn't recommend them more highly."

Sarah & James T.
First-time buyers, Witney

"Switched my remortgage to Gateway and saved over £200 a month. The whole process was seamless – they handled everything. Will be a client for life."

Mark P.
Remortgage client, Oxford

4.9 / 5
Google Rating
120+
Verified Reviews

Simple Steps to Your Mortgage

We've refined our process to make getting a mortgage as straightforward as possible – from first call to completion.

1
Free Consultation

We listen to your needs, review your finances and outline your options – at no cost and no obligation.

2
Whole-Market Search

We compare deals from over 100 lenders to identify the most suitable mortgage for your situation.

3
Application & Approval

We prepare and submit your application, liaising with the lender so you don't have to chase anyone.

4
Completion

Your mortgage offer is issued. We're here for any questions until you get your keys – and beyond.

What Our Clients Say

"

Fantastic service from start to finish. As a first-time buyer I was totally lost, but the team at Gateway made everything crystal clear and found us an incredible fixed rate.

Emily R.
First-time buyer, Witney
"

I've used Gateway for three remortgages and two buy-to-let properties. They always save me time, money and stress. Genuinely the best broker I've found in Oxfordshire.

David & Claire W.
Landlord, Oxford
"

My situation was complicated – self-employed with irregular income – but Gateway found a lender who understood it. Professional, responsive and thorough throughout.

Tom H.
Self-employed buyer, Burford

Book Your Free Consultation

No fees, no obligation – just honest, expert mortgage advice. We're available in person, by phone or video call.

Office Address
Witney, Oxfordshire, OX28
Serving all of Oxfordshire & surrounding areas
Office Hours
Mon–Fri: 9am – 6pm
Evenings & weekends by appointment

Send Us a Message

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Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.